{"id":156,"date":"2022-12-02T07:52:17","date_gmt":"2022-12-02T07:52:17","guid":{"rendered":"https:\/\/engoo.\/blog\/?p=156"},"modified":"2024-09-18T04:39:22","modified_gmt":"2024-09-18T04:39:22","slug":"blog-financial_banking","status":"publish","type":"post","link":"https:\/\/engoo.\/blog\/%e8%af%8d%e6%b1%87%e4%b8%8e%e8%af%ad%e6%b3%95\/blog-financial_banking\/","title":{"rendered":"\u3010\u7528\u82f1\u8bed\u600e\u4e48\u8bf4\u3011\u6211\u8f6c\u8d26\u7ed9\u4f60\u3001\u6211\u53bb\u9886\u70b9\u94b1\uff1a\u8d85\u5b9e\u7528\u7684\u94f6\u884c\u76f8\u5173\u82f1\u8bed\u5927\u63ed\u79d8\uff01"},"content":{"rendered":"\n
\u6587\/ \u8bb8\u6e58\u5176<\/p>\n\n\n\n
\u6821\u5bf9\/ Westia Sun<\/p>\n\n\n\n
\u4f60\u6709\u5230\u94f6\u884c\u5f00\u6237\u7684\u7ecf\u9a8c\u5417\uff1f<\/p>\n\n\n\n
\u4f60\u77e5\u9053\u5728\u94f6\u884c\u5904\u7406\u4e8b\u60c5\uff0c\u6709\u54ea\u4e9b\u5e38\u89c1\u7684\u5fc5\u5907\u5355\u8bcd\u5417\uff1f<\/p>\n\n\n\n
\u65e5\u5e38\u751f\u6d3b\u4e2d\u90a3\u4e9b\u4e0e\u94f6\u884c\u76f8\u5173\u7684\u5355\u8bcd\uff0c\u4eca\u5929\u5c31\u8ba9 Engoo \u4e00\u6b21\u6559\u4f1a\u4f60\uff01<\/p>\n\n\n\n
-<\/p>\n\n\n\n
A: How may I help you?<\/p>
\u9700\u8981\u4efb\u4f55\u534f\u52a9\u5417\uff1f<\/p>
B: I want to open an account.<\/p>
\u6211\u60f3\u8981\u5f00\u6237\u3002<\/p>
A: What kind of account do you want to open?<\/p>
\u60a8\u60f3\u5f00\u54ea\u4e00\u79cd\u8d26\u6237\u5462\uff1f<\/p>
B: Current account.<\/p>
\u6d3b\u671f\u5b58\u6b3e\u8d26\u6237\u3002<\/p><\/blockquote>\n\n\n\n
\u8d26\u6237\u7684\u82f1\u8bed\u662f account\uff0c\u5982\u679c\u4f60\u8981\u5f00\u6237\u5c31\u662f \"open an account\" \u3002<\/p>\n\n\n\n
account \u8fd9\u4e2a\u5355\u8bcd\u9664\u4e86\u53ef\u4ee5\u6307\u94f6\u884c\u7684\u6237\u5934\u4e4b\u5916\uff0c<\/p>\n\n\n\n
\u4e5f\u53ef\u4ee5\u662f\u5404\u79cd\u7f51\u7ad9\u3001APP \u7684\u4f1a\u5458 \"\u8d26\u53f7\" \uff0c<\/p>\n\n\n\n
\u8fd9\u79cd\u65f6\u5019 \"\u65b0\u5efa\u8d26\u53f7\" \u5c31\u4f1a\u662f \"create an account\" \u3002<\/p>\n\n\n\n
\u5f00\u6237\u65f6\u94f6\u884c\u7684\u6237\u5934\u53c8\u5206\u4e3a\u597d\u51e0\u79cd\uff1a<\/strong><\/h4>\n\n\n\n
- checking account = transactional account = current account\u6d3b\u671f\u5b58\u6b3e\u8d26\u6237<\/li>
- time deposit account \u5b9a\u671f\u5b58\u6b3e\u8d26\u6237<\/li>
- foreign currency account \u5916\u5e01\u8d26\u6237<\/li><\/ul>\n\n\n\n
\u6bcf\u79cd\u6237\u5934\u6839\u636e\u94f6\u884c\u4ee5\u53ca\u7c7b\u522b\u4f1a\u6709\u4e0d\u540c\u7684 interest rate\uff08\u5229\u7387\uff09\u3002<\/p>\n\n\n\n
\u5f00\u6237\u7684\u65f6\u5019\u4f60\u9700\u8981\u643a\u5e26\uff1a<\/p>\n\n\n\n
- \u8eab\u5206\u8bc1 ID Card<\/li><\/ul>\n\n\n\n
\u5728\u5176\u4ed6\u56fd\u5bb6\u6216\u5730\u533a\u53ef\u80fd\u9700\u8981\u7684\u8bc1\u4ef6\uff0c\u4f8b\u5982\uff1a<\/p>\n\n\n\n
- driving license \u9a7e\u7167<\/li>
- NHI card \u5065\u4fdd\u5361<\/li>
- seal \u5370\u9274<\/li><\/ul>\n\n\n\n
\u5f00\u5b8c\u6237\u4e4b\u540e\u4f60\u4f1a\u62ff\u5230 bankbook\uff08\u94f6\u884c\u5b58\u6298\uff09\u548c ATM card\uff08\u63d0\u6b3e\u5361\uff09\u3002<\/p>\n\n\n\n
\u3010\u8865\u5145\u3011\u5404\u79cd\u6676\u7247\u5361\u7684\u82f1\u8bed\uff1a<\/strong><\/h4>\n\n\n\n
- ATM card ATM \u63d0\u6b3e\u5361<\/li>
- debit card \u501f\u8bb0\u5361\uff1b\u7b7e\u5e10\u5361<\/li>
- credit card \u4fe1\u7528\u5361<\/li><\/ul>\n\n\n\n
-<\/p>\n\n\n\n
<\/figure>\n\n\n\n
\u5b58\u5165\uff0f\u53d6\u51fa<\/h2>\n\n\n\n
\u6709\u4e86\u8d26\u6237\u4e4b\u540e\uff0c\u4f60\u5c31\u53ef\u4ee5\u81ea\u7531\u5730\u628a\u94b1\u5b58\u5165\u548c\u53d6\u51fa\u3002<\/p>\n\n\n\n
\u5b58\u5165\u7684\u82f1\u8bed\u662f deposit\uff0c<\/p>\n\n\n\n
\u5b83\u540c\u65f6\u662f\u52a8\u8bcd\u4e5f\u662f\u540d\u8bcd\uff0c<\/p>\n\n\n\n
\u662f\u6307 \"\u5b58\u5165\" \u8fd9\u4e2a\u52a8\u4f5c\uff0c\u4e5f\u662f \"\u5b58\u6b3e\" \u7684\u610f\u601d\uff0c<\/p>\n\n\n\n
\u50cf\u662f foreign currency deposit \u5c31\u662f\u5916\u5e01\u5b58\u6b3e\u3002<\/p>\n\n\n\n
\u3010\u4f8b\u53e5\u3011<\/p>\n\n\n\n
To open an account, you need to make a minimum deposit.<\/p>
\u8981\u5f00\u6237\u4f60\u81f3\u5c11\u8981\u5148\u5b58\u4e00\u7b14\u94b1\u8fdb\u53bb\u3002<\/p><\/blockquote>\n\n\n\n
My parents deposited one million dollars in my account when I was young.<\/p>
\u5728\u6211\u5e74\u8f7b\u7684\u65f6\u5019\uff0c\u6211\u7236\u6bcd\u5728\u6211\u7684\u8d26\u6237\u91cc\u5b58\u5165\u4e00\u767e\u4e07\u3002<\/p><\/blockquote>\n\n\n\n
-<\/p>\n\n\n\n
<\/figure>\n\n\n\n
\u53d6\u51fa\u7684\u52a8\u8bcd\u662f withdraw\uff0c<\/p>\n\n\n\n
\u9664\u4e86\u628a\u94b1\u53d6\u51fa\u5916\uff0c\u8fd8\u6709 \"\u64a4\u56de\u3001\u53d6\u6d88\" \u7684\u610f\u601d\uff1b<\/p>\n\n\n\n
\u77ed\u8bed take out \u4e5f\u662f\u628a\u94b1\u53d6\u51fa\uff0c<\/p>\n\n\n\n
\u4e24\u8005\u7686\u53ef\u4f7f\u7528\uff0c\u4f7f\u7528\u9891\u7387\u90fd\u5f88\u9ad8\u3002<\/p>\n\n\n\n
\u3010\u4f8b\u53e5\u3011<\/p>\n\n\n\n
Wait a minute. I have to take out some money from the ATM.<\/p>
\u7b49\u6211\u4e00\u4e0b\uff0c\u6211\u8981\u53bb ATM \u9886\u4e00\u70b9\u94b1\u3002<\/p><\/blockquote>\n\n\n\n
How do I withdraw my money from the bank?<\/p>\n\n\n\n
\u6211\u8981\u5982\u4f55\u628a\u6211\u7684\u94b1\u4ece\u94f6\u884c\u9886\u51fa\u6765\uff1f<\/p>\n\n\n\n
\u5b58\u6b3e\u3001\u63d0\u6b3e\u7684\u5730\u70b9\u9664\u4e86 bank counter \u94f6\u884c\u67dc\u53f0\u5916\uff0c<\/p>\n\n\n\n
\u53e6\u4e00\u4e2a\u5e38\u89c1\u5730\u70b9\u5c31\u662f ATM (automatic teller machine) \u4e86\uff01<\/p>\n\n\n\n
\u3010\u4f8b\u53e5\u3011<\/p>\n\n\n\n
You can deposit as well as withdraw money by the ATM.<\/p>
\u4f60\u53ef\u4ee5\u900f\u8fc7 ATM \u5b8c\u6210\u5b58\u6b3e\u6216\u63d0\u6b3e\u3002<\/p><\/blockquote>\n\n\n\n
-<\/p>\n\n\n\n
<\/figure>\n\n\n\n
\u6c47\u6b3e\uff1f\u8f6c\u8d26\uff1f<\/h2>\n\n\n\n
\u6c47\u6b3e\u7684\u82f1\u8bed\u662f remit\uff0c<\/p>\n\n\n\n
\u540c\u65f6\u4f60\u4e5f\u53ef\u4ee5\u8bf4 make a remittance\u3002<\/p>\n\n\n\n
\u3010\u4f8b\u53e5\u3011<\/p>\n\n\n\n
I would like to make a remittance to Japan.<\/p>
\u6211\u60f3\u8981\u6c47\u6b3e\u5230\u65e5\u672c\u3002<\/p><\/blockquote>\n\n\n\n
\u800c\u8f6c\u8d26\u7684\u82f1\u8bed\u5219\u662f transfer\uff0c<\/p>\n\n\n\n
\u5b83\u540c\u65f6\u662f\u52a8\u8bcd\u4e5f\u662f\u540d\u8bcd\uff0c\u610f\u601d\u90fd\u662f\u8f6c\u8d26\uff0c<\/p>\n\n\n\n
\u800c\u52a8\u8bcd transfer \u91d1\u989d\uff0b to sb \u662f\u975e\u5e38\u5e38\u89c1\u7684\u53e5\u5f0f\u3002<\/p>\n\n\n\n
\u6b64\u5916 wire transfer\uff08\u7535\u6c47\uff09\u5219\u662f transfer \u540d\u8bcd\u7684\u4e00\u79cd\u8868\u73b0\uff0c<\/p>\n\n\n\n
\u4f46\u4e5f\u53ef\u4ee5\u76f4\u63a5\u7528 wire \u4f5c\u4e3a\u52a8\u8bcd\u8868\u793a \"\u7535\u6c47\" <\/p>\n\n\n\n
\u76f4\u63a5\u7528 wire \u91d1\u989d\uff0b to sb \u6216 wire sb. \u91d1\u989d\u3002<\/p>\n\n\n\n
\u3010\u4f8b\u53e5\u3011<\/p>\n\n\n\n
I would transfer two thousand dollars to you later.<\/p>
\u6211\u7b49\u7b49\u4f1a\u8f6c\u4e24\u5343\u5757\u7ed9\u4f60\u3002<\/p><\/blockquote>\n\n\n\n
Please transfer 4,500 dollars to the account below, or your reservation would be canceled.<\/p>
\u8bf7\u8f6c 4500 \u5143\u5230\u4ee5\u4e0b\u8d26\u6237\uff0c\u5426\u5219\u4f1a\u53d6\u6d88\u4f60\u7684\u9884\u7ea6\u3002<\/p><\/blockquote>\n\n\n\n
The soldier wires two-thirds of his income back home every month.<\/p>
\u8fd9\u4e2a\u58eb\u5175\u6bcf\u4e2a\u6708\u90fd\u5c06\u4ed6\u6536\u5165\u7684\u4e09\u5206\u4e4b\u4e8c\u6c47\u56de\u5bb6\u4e2d\u3002<\/p><\/blockquote>\n\n\n\n
-<\/p>\n\n\n\n
\u65e2\u7136\u77e5\u9053\u4e86\u6c47\u6b3e\u3001\u8f6c\u8d26\u7684\u8bf4\u6cd5\uff0c<\/p>\n\n\n\n
\u6211\u4eec\u4e5f\u6765\u987a\u4fbf\u5b66\u5b66\u6536\u6b3e\u65b9\u8981\u5982\u4f55\u8868\u8fbe \"\u6536\u5230\u6b3e\u9879\" \u7684\u82f1\u8bed\u3002<\/p>\n\n\n\n
\u8868\u8fbe \"\u6536\u5230\" \u7684\u52a8\u8bcd\u53ef\u4ee5\u4f7f\u7528 receive \u6216 arrive \u3002<\/p>\n\n\n\n
\u3010\u4f8b\u53e5\u3011<\/p>\n\n\n\n
We have received your payment.<\/p>
= Your payment has been received.<\/p>
\u6211\u4eec\u5df2\u7ecf\u6536\u5230\u60a8\u7684\u6b3e\u9879\u3002<\/p><\/blockquote>\n\n\n\n
Your money has arrived (in your account).<\/p>
\u94b1\u5df2\u5165\u8d26\/ \u6c47\u5165\uff08\u60a8\u7684\u8d26\u6237\uff09\u3002<\/p><\/blockquote>\n\n\n\n
\u6b64\u5916\uff0c\u8f6c\u8d26\u7684\u65f6\u5019\uff0c\u6709\u5206\u662f\u5426\u4e3a interbank transfer\uff08\u8de8\u884c\u8f6c\u8d26\uff09<\/p>\n\n\n\n
Inter- \u524d\u7f00\u8868\u793a \"\u4e4b\u95f4\" \uff0c\u56e0\u6b64 interbank \u610f\u601d\u5c31\u662f\u5404\u94f6\u884c\u4e4b\u95f4\u7684\uff0c\u4e5f\u5c31\u662f\u8de8\u884c\u7684\u610f\u601d\uff01<\/p>\n\n\n\n
\u5343\u4e07\u8981\u6ce8\u610f transaction fee\uff08\u8f6c\u8d26\u624b\u7eed\u8d39\uff09\uff01<\/p>\n\n\n\n
\u3010\u8865\u5145\u5355\u8bcd\u3011<\/p>\n\n\n\n
- online banking \u7f51\u4e0a\u94f6\u884c<\/li>
- digital\/ electronic payment \u7535\u5b50\u652f\u4ed8<\/li>
- NFC\uff08near field communication\uff09\u8fd1\u573a\u901a\u8baf<\/li><\/ul>\n\n\n\n
-<\/p>\n\n\n\n
\u4ee5\u4e0a\u5173\u4e8e\u94f6\u884c\u5f00\u6237\u3001\u8f6c\u8d26\u7684\u76f8\u5173\u5355\u8bcd\u3001\u7528\u6cd5\uff0c\u4f60\u90fd\u5b66\u4f1a\u4e86\u5417\uff1f<\/p>\n\n\n\n
\u5982\u679c\u8fd8\u6709\u7591\u60d1\uff0c\u6b22\u8fce\u548c Engoo \u7684\u5916\u5e08\u804a\u804a\u66f4\u591a\u7528\u6cd5\uff01<\/p>\n","protected":false},"excerpt":{"rendered":"
\u6587\/ \u8bb8\u6e58\u5176 \u6821\u5bf9\/ Westia Sun \u4f60\u6709\u5230\u94f6\u884c\u5f00\u6237\u7684\u7ecf\u9a8c\u5417\uff1f ...<\/p>\n","protected":false},"author":453,"featured_media":157,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","unified_meta_tagline_field":"","footnotes":""},"categories":[10,63,64,9],"tags":[150,151,13,65,66,12,147,149,148],"class_list":["post-156","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-10","category-63","category-64","category-9","tag-banking","tag-financial","tag-13","tag-65","tag-66","tag-12","tag-147","tag-149","tag-148"],"yoast_head":"\n
\u3010\u7528\u82f1\u8bed\u600e\u4e48\u8bf4\u3011\u6211\u8f6c\u8d26\u7ed9\u4f60\u3001\u6211\u53bb\u9886\u70b9\u94b1\uff1a\u8d85\u5b9e\u7528\u7684\u94f6\u884c\u76f8\u5173\u82f1\u8bed\u5927\u63ed\u79d8\uff01 | Engoo \u7ebf\u4e0a\u82f1\u8bed<\/title>\n\n\n\n\n\n\n\n\n\n\n\n\t\n\t\n\t\n\n\n\n\t\n\t\n\t\n